Leslie Kaufman Law Office answers many questions on a daily basis regarding bankruptcy, and how it may affect you. If you have questions not answered here, contact Ms. Kaufman for personal assistance.
A: Working with a debt relief agency is sometimes a good alternative to filing bankruptcy.
However, you should be extremely careful when selecting an agency. Some are legitimate, and others are, quite frankly, rip-offs. Before you hand over any money or sign any contract with a so-called ''debt relief' agency," check them out thoroughly, or you may find your financial situation in even worse shape than it was initially. If you would like a referral to a reputable debt relief agency, please call.
A: Most people who file bankruptcy keep all of their property. At your initial consultation, we can go over all of your concerns about this, and determine whether any of your property is at risk if you file bankruptcy.
A: The great majority of my clients seem to have no problems getting credit again within a reasonable time after filing bankruptcy. However, some of the credit card offers you may receive after filing bankruptcy will have high interest rates and fees, so you will need to examine all credit offers carefully. Limiting yourself to one credit card and paying off your balance in full each month may be the best thing you can do for yourself if you feel that you need credit.
A: Yes. Filing a bankruptcy will stop most lawsuits, garnishments, foreclosures, and other actions to collect money from you. If you have any legal proceedings pending against you, be sure you bring to your initial consultation any legal paperwork you have.
Leslie Kaufman Law Office is a debt relief agency helping people to file for bankruptcy under the Bankruptcy Code. Information on this site should not be construed as legal advice nor the formation of a lawyer client relationship. You should consult an attorney for individual advice on your own situation.
Leslie Kaufman is licensed to give legal advice in the State of Washington only.